Big Changes Are Coming: How to Protect Your Family Wealth from Inheritance Tax Sponsored content From 2027, a major change to Inheritance Tax (IHT) could affect millions of UK families For the first time, pensions may be counted as part of your estate. As a result, your loved ones could face a much ... Read More...
Spectrum Independent Financial Services
The Importance of Financial Planning for New Parents Sponsored content Parenthood is a joyous occasion but also brings about significant financial responsibilities for new parents. Financial planning is essential for new parents to ensure a secure future for their growing family Why Financial Planning Matters for New Parents The arrival of a new baby brings ... Read More...
Understand the issues to find the right Individual Savings Account (ISA) Sponsored content When considering an ISA, a key point to take on board is that ISA’s are not investments themselves, but wrappers which allow investments to be made tax-free. By putting money into an ISA, it is possible to shelter the ... Read More...
A brief guide to residential mortgages Sponsored content Mortgages are the largest single transaction in most people’s lives. Buying a property can be a stressful and time-consuming experience, with banks, building societies, and smaller niche lenders all competing for your business. The following guide should help first-time buyers and seasoned borrowers who are reviewing ... Read More...
Retirement: Increasing number of people expected to use equity release Sponsored content New research has found that 78% of advisers believe more of their customers will use equity release to support their basic retirement needs over the next year. Wayne Slater from South Liverpool’s Spectrum Independent Financial Services examines the data. According to ... Read More...
Should you downsize because you are an Empty Nester? Sponsored content There is an expected pattern to our lives that doesn’t always prove to be true says Wayne Slater from South Liverpool’s Spectrum Independent Financial Services We’re born, we go to school and grow up, we work hard our entire lives, start a ... Read More...
What is the state of the mortgage market after a year of Covid? Sponsored content Like all markets, the mortgage market has not avoided the impact of coronavirus. A year after the start of the pandemic, Wayne Slater from South Liverpool's Spectrum Independent Financial Services looks at what we can learn from ... Read More...